I started out with the AAG internship programme in 2017, and was a student advisor for 2 years during my studies at the National University of Singapore. I decided to convert into a full-time financial consultant in 2019 after graduating, and have never looked back since!


Put in the hard work early on. 

I chose this career as I knew I wanted to start my own family from very early on. Stepping into financial advisory allowed me to kick start my career from the age of 21. With that, I was able to bring forward some of the hard work needed to put in, as expected in the early stages of a financial consulting career. Hence, I know that when I have my own family, I will have better time management skills and flexibility.


A career with tremendous personal growth. 

As an introvert, I was never able to carry myself well. However, this career allowed me to grow tremendously as a person, and improve my communication skills knowing that whatever planning I do for my clients will eventually benefit them.

Being able to be a part of family conversations is also very heartwarming, as it allows me to continue to grow with my friends and their families, since my clientele are mostly relatively young like me.


Be coachable and willing to learn. 

When it comes to new financial consultants, the most important trait I look for is coachability. Always keep an open mind, because you’ll never know when the next big opportunity will fall on you!


AIA FA Prestige Club (Titanium) 2024 and 2021

AIA FA Prestige Club (Platinum) 2023

AIA High Net Worth Prestige Club (Personal Wealth Manager) 2023

Million Dollar Round Table 2024, 2023 and 2021

International Dragon Award – Bronze Dragon Award (Agent Category) 2024, 2023 and 2021

100 IDA Team Award 2024, 2023 and 2021

Bachelor of Science in Economics (Honours)

Associate Specialist in Estate Planning (ASEP®️)

Financial Needs Analysis and Plan Construction (Cert FPC)

Associate Financial PlannerTM (AFP)



Valerie always puts the needs of the client first. She is able to listen and empathize with client on a deeper level. She is patients in answering to my queries. She also has good knowledge of the products and services. Valerie is able to offer a comprehensive selection of products that can meet the client’s necessities. She simplifies complicated terms and explains the policy clearly. She has good customer service skills and always tries her best to accommodate to clients’ needs.


Valerie is one of the best advisors that anyone could ask for. She’s always steadfast in ensuring that everything is in order, which gives me and my family the assurance that we need. I’m so lucky to have her because she’s always there when I have questions and I can count on her to guide me through adulting.

Chua Yi Jin

Thank you for being an awesome FA & friend who is always willing answer my rather question or any doubts that i might have with regards to various financial products.Valerie has also exposed me to the use of apps to track my spending has been a great help in being more aware on what I’m spending on and allowed me to better manage my monthly expenses.

Alvin Lim

Valerie provided good services to my insurance needs. She clarified my doubts in a timely manner. A good financial advisor that will go an extra mile to help her clients. Thumbs up for the great service.

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