HOE TING YU MICHELLE

As an individual, Michelle is approachable and personable. She is a dear friend but goes above and beyond even in carrying out her professional duties. In the role of my financial advisor, Michelle has listened to my needs and concerns patiently and also makes the effort to remember them. I had many questions at the start and I still do, and each time she never fails to help in whatever way that she can. She has taught me a great deal about financial planning even beyond her official obligations and has proven to be trustworthy – not just as a financial advisor but also as a companion and friend. Finance was always something that I found daunting, but it was inevitable as I found myself graduating from university. I’m thankful that Michelle had reached out to me at that point, and also that I had her to journey with me for the past couple of months. A “ground zero” client like me mustn’t have been easy, but she has steadily walked me through each step. Since Michelle is approachable, you could probably reach out to her if you ever had any questions about the market, but I’m not the kind to keep up, so I definitely appreciate the effort she puts into providing regular and comprehensive updates about the funds and the markets. Michelle’s diligence is also evident in her constant bid to learn new things to further her knowledge so that she can better help her clients make decisions. When you ask for her advice, her sincerity can’t be missed as she also shares her experiences from the heart. If a friend ever asked if there was a financial advisor that I knew and trusted, Michelle’s name would definitely come up as a recommendation. Thank you, Michelle! ❤

Michelle is a reliable, considerate and emphatic financial consultant. She is very patient with me in her explanations and clarifications especially when I have doubts and uncertainties. I think many people, myself included, have experienced many other financial consultants who tend to be more “pushy”. However, Michelle is not like that. Instead, she is able to understand and empathize with my financial struggles and give me the most suitable financial advice according to my financial situation. I truly appreciate Michelle’s time, effort and patience in helping me start my financial journey and stay in it with minimum stress.

I have known Michelle since 2015, and to this day she is one of the most genuine and sincere individuals I’ve met. When she embarked on the journey of becoming a financial advisor, I felt that this would be a good opportunity for someone with a personality like hers. Michelle would often go the extra mile for others, like preparing an extensive explanation to a question I had and answering any questions I had as soon as possible. Her personable nature makes it easy to approach and seek advice, both for work and personal matters. Michelle’s professionalism and knowledge of the industry, together with her interest in my needs and preferences, make it easy for me to trust her as my financial advisor. I look forward to many more years working with Michelle and highly recommend her as your financial advisor.