I joined the financial industry immediately upon graduation from Nanyang Technological University in Accountancy (with Honours) in 2015 as I knew what I wanted to do back then, and was motivated by my past family experiences. I came from a humble background with my father working as a construction worker and my mother as a housewife taking care of 2 kids. Unfortunately, my dad passed away due to brain cancer when I was 14 years old. He did not have any insurance to cover his medical bills and passed away with huge debts — you could imagine how tough life was back then. I had to work part-time jobs to support myself and my mother had to find a job immediately to support us through university. Since she is not highly educated, she chose to work as a cleaner.

It’s been more than 10 years and since then, she has saved every penny to support my younger sister and me through university. I am so grateful for that; without my mother supporting me in university, I wouldn’t be where I am today. Thankfully, due to this experience, I knew of the importance of insurance and having proper financial planning to save for rainy days and future milestones. More importantly, I learnt about how crucial it is to find the right advisor to work with to plan for the future and be there for you when unfortunate circumstances happen.

I want to educate the people around me on the importance of financial planning.
I have never entered the corporate world as I do not want to be stuck in a rat race without finding any meaning or purpose in life. I wanted to do something that is meaningful and purposeful to impact the people around me. Due to my past family experiences, I want to educate the people around me on the importance of holistic financial planning with proper insurance and savings/investments in place to reach their goals, yet at the same time, not be financially burdened by debts upon the demise of loved ones. I do not want them to be in a similar situation as my family back then.

This career is never for yourself.
My objective of joining this career is never for myself, but for my loved ones. Money isn’t everything, rather it’s how you utilise the money that matters the most. My clients are my source of strength because they are those who believe and trust their entire life journey with me. Being able to see them reach their milestones in life keeps me motivated as a financial consultant. Even the little things, like them showing their appreciation for my services through texts and calls, never fail to touch my heart. That is really what keeps me going as a financial consultant.

Be self-driven, and have a helping heart.
These are 2 important traits that I look for in a financial consultant. Success doesn’t just find you. You have to go out and get it. Being self-driven is important because no matter how many encouragements you receive from friends and family, you are the one who decides what you want to achieve in life and nobody can force you. Secondly, having a helping heart is what makes you last in this industry as I believe selfless giving is the art of living. He who serves the most reaps the most. If you help others with what they want to achieve in life, others will help you too. Keep giving, keep serving, and keep value-adding to the people around you. You are in this world for a reason.

Find a purpose and meaning in your life.
If I could give a word of advice to new financial consultants, I will advise them to find a purpose and meaning in their life. You can be doing it for family, income, career progression, or impact that you can give to people. There are definitely ups and downs in this career, and during the downs, it’s the purpose and your reasons to serve that will keep you going.


AIA FA Prestige Club (Platinum) 2024

AIA High Net Worth Prestige Club (Personal Wealth Manager) 2024 and 2020

AIA Centurion Club 2020

Million Dollar Round Table 2024, 2021 and 2020

International Dragon Award – Bronze Dragon Award (Agent Category) 2024 and 2020

100 IDA Team Award 2024 and 2020

Bachelor of Accountancy (Honours) from Nanyang Technological University

Certificate in Retirement Adequacy Planning (Cert. REAP)

Associate Estate Planning Practitioner (AEPP®️)

Associate Wealth Planner (AWPCM)

Associate REIT Investment Advisor (ARIA)

Financial Needs Analysis and Plan Construction (Cert FPC)

Institute of Banking and Finance Qualified (IBF Qualified) Level 1

STEP Certificate in Trusts and Estates



Pei Hsia is definitely one of the most hardworking, knowledgeable and passionate financial advisor that I have ever met. She takes time to fully understand my needs and is always very well prepared. I will strongly recommend Peihsia to anyone who wants a capable financial advisor to journey through life with you. I’m very pleased to have met Peihsia through a friend’s recommendation, and I know she will be a good FA and friend for my family and I. Thank you Pei Hsia!


I had a very pleasant experience with Pei Hsia throughout the several meetings. She helped evaluate my financial goals, needs and wants based on my present situation and gave me all the information I need to better plan my future. She explained everything in detail with great patience. I thoroughly enjoyed listening to her explanation on how one should plan their finances throughout life, with those information I was able to visualize and plan my journey step-by-step.

Initlally, I had a misconception on investments, and the proper way to view savings and investments, she genuinely took time and effort to evaluate your situation (goals, short-term/long-term plan, personal wants and etc) before crafting out a recommended plan for you to follow. I will strongly recommend her as an advisor to those who needs holistic financial planning.


Pei Hsia’s patience in explaining the details of multiple solution and in narrowing down to the final solution that I wanted is truly commendable. As insurance products are complex products with many permutations and combinations, thus having a detailed oriented person who can explain everything in accordance to one’s plans is essential. Pei Hsia is fantastic in planning both from the macro perspective and the micro perspective.


The biggest discovery I made was the plan that I wanted, which I could not have gotten without having an expert explain. Most other agents are interested simply in selling some plan, but Pei Hsia will truly recommend only if it’s something I need, whilst taking care of the details. I would definitely recommend Pei Hsia to other friends, you won’t regret it!


Pei Hsia is one of the most dedicated and meticulous insurance agent I’ve ever met. She is great in explaining detailedly using metaphor and layman’s terms to allow me to understand the policy I am signing up for. She will be a great help to better help you in understanding both savings and investments using a software which she subscribed to her clients and I can say, you will enjoy the whole process!


Having said that, the biggest discovery made was to understand during which stage of life, I might deplete my savings completely and actions got to be taken early. Whatever that was shown to me on the softeare that she uses was something that I wasn’t expecting and it definitely went above and beyond my expectations. I will greatly recommend Pei Hsia to anyone who is looking into financial planning! Her software that she uses is amazing! You should meet her!


I’ve been with Pei Hsia since the beginning of our individual careers for 6 years. It’s been so interesting to see how she’ve grown other the years from paper & pen to excel and now to a software that she subscribed for her clients. Personally, I’ve felt that it’s supremely helpful to narrow down each decision made to controlling our finances such that we can better plan for our future. What her software has really helped me is to visualize what I can do today, can impact my financial success in the future. I’m thankful that I’ve still got quite some time (30+ years) before my own retirement and to know that I can do things today has been such a relief.

Thank you Pei Hsia for this tool and I do hope that more tools like this will continue to help younger people like me. I would recommend Pei Hsia to my friends, she has a unique way of analyzing your finances and work with you to reach your goals!

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