I initiated my journey as a financial consultant with AIAFA in November 2020 while I was still a student advisor, and I transitioned to a full-time role in 2023. Graduating with an Honours degree in Accountancy from the Singapore Institute of Technology, I quickly realised that the conventional path in accountancy was not for me due to its routine nature and lack of interpersonal engagement which I valued highly.

One of my most cherished memories is the affirmation from my parents observing that I enjoy my work, providing them with a sense of security about my career choice. Furthermore, the personal relationships I’ve developed with clients, who treat me like a family member, enhance the job’s rewards. These relationships were epitomised when a client prepared a home-cooked meal for me, which was an incredibly touching gesture that highlighted the personal impact and trust built through my role.

The role of a financial consultant is evergreen as long as one adapts to the evolving industry landscape. It requires a commitment to continuous learning and adaptability to stay relevant. While the future can never be predicted with absolute certainty, the necessity for tailored financial advice will persist as long as individual and collective financial goals and risks exist.

Beyond financial consultations, I serve as a life coach, a walking finance encyclopedia, and a friend to my clients. I assist them in navigating various ‘adulting’ challenges, from choosing the right credit cards to home decor tips and managing familial financial contributions. This comprehensive support helps solidify my role as more than just a consultant but as a trusted advisor and friend celebrating life’s milestones with them.

When recruiting new financial consultants, I prioritise genuineness and a sincere desire to succeed in this field. Authenticity is crucial as it underpins the trust that consultants build with their clients — an indispensable aspect of our profession. Additionally, I focus on nurturing potential leaders to amplify the positive impact on clients’ lives, believing that a genuine consultant can inspire and lead by example in this transformative industry.


AIA FA Prestige Club (Titanium) 2024

AIA High Net Worth Prestige Club (Personal Wealth Manager) 2024

Million Dollar Round Table 2024



I had a great experience with Si Mian. Truly took the time to understand my financial goals and tailored a plan to help me achieve them. In addition, she recommended additional coverage options for my insurance policy, which allowed me to maximize the benefits and protect my financial future. I highly recommend Si Mian for their exceptional service and expertise in financial planning.


Si Mian has been my long term friend since secondary school and she has always been very helpful and cheerful. When I met her again for financial planning, she walked me through what’s better for me and which plans she feels are more suitable for me. What I love about her is that she is very passionate in helping people and you can tell by the amount of effort she puts in to cater to everyone’s needs. I’ve decided to choose her as my financial consultant because looking past the fact that I have known her for a very long time, she is the kind of financial consultant that doesn’t push random policies to you and she explains why each and every policy that she recommends is beneficial for you.


I had the pleasure of purchasing insurance through recommendation from my wife, and I must say that the experience was nothing short of exceptional. From the very beginning, Si Mian professionalism and dedication to providing the best insurance solution for my needs were evident. Here’s why I highly recommend her service.

Si Mian took the time to thoroughly understand my requirements and financial situation. Offered valuable insights and guidance, making me feel confident in my insurance choices. She ensured that my insurance plan was tailored precisely to my needs and budget. Attentive to every detail, ensuring I had the right coverage for my specific circumstances. The entire process was surprisingly easy and stress-free. She handled all the paperwork and formalities efficiently, ensuring a smooth and quick process.

In conclusion, I am grateful for her assistance in securing the right insurance coverage for me. I wholeheartedly recommend reaching out to them. You won’t be disappointed!


Si Mian has always seemed more like a friend than just my financial consultant. She is extremely easy to talk to and is one of the most genuine people I’ve met. She makes sure my policies cover all my personal needs and is never pushy when it comes to financial planning. There are also always new initiatives for clients to enhance their experience and the amount of effort Si Mian puts in definitely shows how much she cares! Overall, it has been a great journey with her and she definitely has my full trust 🙂


Si Mian is really professional and knowledgeable, she takes into consideration my priorities and lets me know what is the best course of action for the planning process. She is also friendly and makes it comfortable to share my thoughts with her.

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