I was first exposed to the financial advisory industry in 2017 as a sophomore undergraduate at the National University of Singapore. My internship programme back then had widened my perspectives on financial planning, and made me realise how the scope of a financial consultant doesn’t end with the transactions made, but rather the continuous pursuit of value-adding to my clients and growing with them. The mere process of planning for the betterment of my clients’ personal finances gave me quite a bit of fulfilment in the career aspect of my life, along with the many conversations exchanged with a vast group of individuals which made it all the more enjoyable. I’ve also been able to reconnect with friends whom I haven’t met for ages, and made some new ones too!

Inertia is the biggest challenge.
It’s always nice to see the industry expanding as it means that there are more people who can share the responsibilities of walking clients through their life journeys. New blood in the industry also means new ideas for more fun and holistic approach to financial planning. The biggest challenge that people might face would be the inertia to take a leap of faith toward the path less travelled. It is rare for someone to be particularly interested in sales as a dream career, not to mention that of an insurance company’s products. I guess the missing piece of this puzzle would ironically be the first-hand experience, which will actually reveal how a financial consultant’s role stretches much wider than depicted.

Discipline is key.
Discipline easily fires all other traits. Being disciplined as a financial consultant ensures that we can remain diligent in continuously seeking self-improvement to achieve higher standards of competency. Responsibility also stems from discipline, and that’s the basis of it all — to be responsible for our clients who have entrusted their lives with us.

Be that resourceful friend.
I would like to think that I’ve simply been playing the role of a resourceful friend with a listening ear to my clients! I enjoy updating my friends and clients about finance-related insights or news, and even “lobangs” or good deals that I happen to come across. The interesting thing about being a financial consultant is also the fact that it’s somehow all-encompassing, involving many other aspects of life that may not be directly related to the field. I guess my role here is to not only provide financial solutions for them but also offer friendly advice in times of trouble as well as to share the joy in their happiest moments in life.


6th Runner-up, Top Financial Consultant 2022

AIA Centurion Club 2024 and 2023

AIA High Net Worth Prestige Club (Senior Personal Wealth Manager) 2024

AIA High Net Worth Prestige Club (Personal Wealth Manager) 2023

AIA FA Prestige Club (Platinum) 2022 and 2021

Court of the Table 2024 and 2023

International Dragon Award – Bronze Dragon Award (Agent Category) 2024, 2023, 2022 and 2021

100 IDA Team Award 2024, 2023, 2022 and 2021

Million Dollar Round Table 2022 and 2021

Bachelor of Arts in Sociology, Minor in Economics

Chartered Financial Consultant (ChFC®️/S)

Associate Estate Planning Practitioner (AEPP®️)



Zann is someone you can trust wholly. She gives advice tailored based on your needs and life stage. Best of all, she is transparent in sharing her knowledge and keeps me regularly updated. She is also very sincere in her thoughts and actions. She does this as a way to help people achieve a better quality of life and not just to earn herself and income.


I have known Zann for a long time, and she is one of the most sincere and caring people I know. This attitude has carried on into her career as an FC. It is easy to see why, after all, your well-being is her top priority. She will give you advice that you need, while considering your situation carefully without pushing anything more. It is great to see that someone like her is representing the industry and frankly gives me a warm feeling after every interaction.


Zann is a very spontaneous and helpful person. She is a very dedicated, reliable consultant who never fails to answer my queries. More importantly, she treats me as a friend rather than just a client, and is genuinely concerned about other aspects of my life. Zann is very passionate about her work and her professionalism is unrivalled.

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