I embarked on my journey as a financial consultant in September 2022, drawn by the profound potential for personal growth and the opportunity to make a tangible impact on people’s lives through financial advisory services. Growing up in a modest family environment, I was always conscious of the financial constraints and the limited opportunities available.

After completing my diploma in Pharmaceutical Science, I served in the Air Force for my National Service, where I recognised the value and opportunities presented by a career in financial advisory. This realisation was strengthened through personal research, which highlighted a significant gap in insurance coverage among Singaporeans and the critical need for comprehensive financial education and planning. The desire to fill this gap and provide meaningful support to individuals and families in managing their financial health was a pivotal factor in my decision to join the financial advisory industry.

My ultimate career objective is to become a financial consultant known for my expertise in handling both local and international clients. I aim to master the complexities associated with global financial regulations and market conditions, providing tailored financial solutions that cater to the unique needs of a diverse clientele. To achieve this, I am committed to ongoing professional development, expanding my knowledge base, and continuously adapting to the ever-evolving financial landscape.

One crucial lesson I have learned early in my career is the importance of clear and effective communication. Many Singaporeans hold multiple insurance policies without a clear understanding of their coverage, underscoring the need for financial consultants to simplify and clarify financial information. My role is to demystify these details and ensure clients feel confident and informed about their financial decisions, highlighting the benefits of good financial planning.

New financial consultants should prioritise building robust interpersonal relationships with their clients. Understanding and addressing clients’ unique financial needs with integrity and empathy is fundamental. It is also crucial for new consultants to remain adaptable, continuously seek knowledge, and uphold the highest ethical standards in all dealings.

In recruiting new financial consultants, the key trait I look for is the individual’s self-drive and commitment to the profession. Given the misconceptions and the purported saturation in the market, it is vital to recruit individuals who are not only self-driven but also passionate about demystifying financial planning and dedicated to serving their clients’ best interests. The ability to see beyond the stigma and recognise the essential role of financial planning in improving lives is what sets a prospective financial consultant apart.


AIA FA Prestige Club (Titanium) 2024

AIA High Net Worth Prestige Club (Personal Wealth Manager) 2024

Million Dollar Round Table 2024

International Dragon Award – Bronze Dragon Award (Agent Category) 2024


Yew Cheng Yi

When it comes down to planning important decisions to safeguard wealth and health in a world of insecurities. I strongly appreciate Nicolas for his financial expertise with the personal human touch that offers a strong of trust and care in a lot of my financial woes.

Tchen Jee Wern

Nicolas is a well-versed Financial Advisor with a high level of understanding on insurance policies, encompassing not only those of AIA but also those of other major companies. What distinguishes him is his diligent commitment to our interests. For example, his proactive engagement with underwriters, advocating on our behalf in instances where he perceives the underwriting outcome to be unjust.

Rion Lee

Having Nicolas as my Financial Advisor has been extremely helpful for my family. He has provided clarity, guidance, and expertise that I couldn’t find elsewhere. From the moment we started working together, Nicolas took the time to understand our family’ circumstances and concerns. He listened attentively and addressed our needs perfectly. What sets Nicolas apart is his genuine care and dedication to his clients’ wellbeing. He goes above and beyond to ensure that we feel supported every step of the way. I wholeheartedly recommend Nicolas to anyone seeking expert financial advice and personalized service.

Adreen Tan

Recently, I had the pleasure of interacting with Nicolas Lim when I started to be more curious about insurance and investment. As an advisor, he has been very patient and proactive in sharing his knowledge with his client’s best interest at heart. As I’m still relatively new to this whole concept, his unwavering patience and vast knowledge of his products has enabled me to be more reassured and informed when deciding what policies to get. All in all, I would like to commend him for his service, and I have no doubt that he will be able to provide the same level of sincerity to others.

Get in Touch

I look forward to your enquiries and appointment.
Please leave your contact details and message for me below.

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

For general enquiries:





1800 248 8000


To learn more about us, visit