I embarked on my career as a financial consultant with AIA in July 2023. This was a decision made during my studies in civil engineering, where I initially did financial consulting as a mere exploration to understand another career path. This slowly morphed into a passion driven by the impact and fulfillment it offered. The more I delved into the financial world, the more I realised the profound effect proper financial planning could have on individuals and families. The dynamic nature of this field, coupled with the opportunity to directly impact people’s lives, solidified my decision to transition into this sector permanently.

What makes this career rewarding for me is to be able to witness families who have benefitted from one way or another from just a piece of document with legal phrases and figures, known as the life insurance policy. While the dollar amounts may seem like just numbers on a paper, its significance is profound when it ensures a peace of mind, and it also symbolises the enduring love for one’s family.

Through these encounters, it’s made me appreciate and recognise the urgent and essential need for everyone to undergo proper financial planning. My goal is to be that provider and educator, and to touch as many lives as possible to safeguard their financial positions and achieve their aspirations.


AIA FA Prestige Club (Titanium) 2024

AIA High Net Worth Prestige Club (Personal Wealth Manager) 2024

Million Dollar Round Table 2024

International Dragon Award – Bronze Dragon Award (Agent Category) 2024

Bachelor of Engineering (Civil Engineering)

Institute of Banking and Finance Qualified (IBFQ)

Associate Estate Planning Practitioner (AEPP®)

Certified Affluent Wealth Advisor (CAWA)


H. J.

I sought Rui Tong’s assistance to obtain my H&S policy. He explained meticulously and went the extra mile to educate me as I have not much knowledge in insurance matters. I was impressed with his professionalism, knowledge and utmost patience to my endless questions. Rui Tong was not pushy in his approach and he made me feel at ease and I felt comfortable to deal with him. He was empathetic to my financial constraints being a retiree and I introduced him to my family and friends. We share similar sentiments that he is approachable, dedicated and passionate to help his clients’ needs. I have no hesitation and strongly recommend Rui Tong to anyone requiring financial advice in H&S, retirement plans, investments and other insurance products. You should give yourself a chance to meet Rui Tong as he is worth your time!

Lau P. C.

I am very lucky and grateful to have Rui Tong as my Financial Advisor. He is a young and nice chap who has helped me understand CPF better as a whole and the different ways I should be utilising it. His explanation was clear and I feel safe leaving my investment account with him without having myself to monitor it frequently. He is patient in clearing any doubts and questions I have and he ensures that I understand the proposed solution before implementing it for me. With his help, I have managed to create an additional stream of income for my retirement and I highly recommend working adults to speak to him early so that you have more options to look into.

S. V.

Rui Tong first tried to understand and gauge my needs and wants before curating a presentation of products that cater to my specific demands. He then answered all the questions I had to ensure that I made an informed decision. His inputs were relatively objective and he wasn’t pushing anything which is great!

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