Prior to becoming a financial consultant, I was a secondary school teacher for 10 years where I was a Head of Department, but I left teaching in 2015 to help my mother in her SME. I was also a national rugby 7s player who represented Singapore in the 2015 Southeast Asia Games, after which I became a rugby coach from 2017 to 2018. I joined the financial services industry in late 2018 as a financial consultant.

Be genuine.
This job is important because we are entrusted with our clients’ financial portfolios, and we are the ones who can help them in times of financial need, or in the event of an illness or mishap. That is why we need to have genuine care for others, trustworthiness, and grit. These attributes will help us push through to make the lives of our fellowmen better.

An agency in the pipeline.
I have my eyes set on eventually building my own agency in the future, which will enable me to groom the next generation of competent financial consultants. I am looking for like-minded advisors, who genuinely care for and want to help others, to join my team. These attributes will help us push through to make the lives of our fellowmen better.

Time management is important.
My role as a teacher and HOD helped me with my people skills and ability to communicate well with others and educate others. It also honed a strict sense of discipline, integrity and responsibility in me which heavily plays in my role as a financial consultant. I am also able to prioritise and multitask effectively because of my prior experiences as an educator while also training as a national athlete, as well as a mother of two lively girls who keep me on my toes.


1st Runner Up, Top 3 Rookies 2019

9th Position, Top 10 Financial Advisors 2019

AIA Centurion Club 2024, 2023, 2022 and 2021

AIA High Net Worth Prestige Club (Senior Personal Wealth Manager) 2024, 2023 and 2022

AIA FA Prestige Club (Platinum) 2020

AIA High Net Worth Prestige Club (Personal Wealth Manager) 2020

Million Dollar Round Table 2024, 2023, 2022, 2021 and 2020

International Dragon Award – Bronze Dragon Award (Agent Category) 2024, 2023, 2022, 2021 and 2020

100 IDA Team Award 2023, 2024, 2022, 2021 and 2020

Chartered Financial Consultant, ChFC®️/S

Associate Estate Planning Practitioner (AEPP®️)

Bachelor of Arts

Diploma in Education (NIE)



We can’t thank you enough for the service and advice that you have provided to us. You’ve always been so dependable and reliable, willing to go the extra mile when necessary. We love that about you and look forward to having you walk the rest of the journey with our family!


Angel is very clear in her explanation regarding the policies and benefits. She is resourceful and helpful and does not pressure her potential customers. She is patient in dealing with her customers but ensures that she follows through and updates them in a timely manner. It has been great working with Angel.


Angel Liu is an achiever. Having known Angel for over a decade, she has consistently succeed in whatever she does because she’s genuine, hardworking and dedicated. As my financial agent, she listens to my financial needs and objectives before proposing suitable policies. I like that she’s concise and patient when explaining the policies and meticulous in her processes. I have and will continue to recommend Angel to the people in my circle because I know that I can trust her with our portfolios.

Get in Touch

I look forward to your enquiries and appointment.
Please leave your contact details and message for me below.

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

For general enquiries:





1800 248 8000


To learn more about us, visit