I have resided in several Asian countries throughout my life before moving to Singapore in 2011. I worked for Merrill Lynch and set up my own business in China before I embarked on my journey with AIA as a financial consultant in 2016. Holding a degree in finance from Bentley College, I qualified as a member of Million Dollar Club Platinum and AIA Financial Advisers Prestige Titanium Club.

Financial consultants help build better futures.
Transparency, honesty, and being ethical are crucial in this business because it is all about trust and getting your client to trust you with their money based on the financial recommendations presented to assist them to build a better future for themselves.

The big dream — the Million Dollar Round Table
I am still fresh in the industry, having had only 5 years of experience as a financial consultant. But hopefully, in time to come, I will be able to achieve my dream of becoming a lifetime member of the Million Dollar Round Table.

Always be there for your clients.
It is imperative, to be honest, and transparent with all clients, to ensure that they are very clear on the products they are investing in. Financial consultants should also avail themselves whenever their clients require assistance. This is something that I have learnt from my past experiences in developing strong business relationships and being successful.


AIA FA Prestige Club (Silver) 2024

AIA High Net Worth Prestige Club (Personal Wealth Manager) 2024, 2020 and 2019

AIA FA Prestige Club (Titanium) 2022 and 2020

AIA High Net Worth Prestige Club (Senior Personal Wealth Manager) 2022

AIA FA Prestige Club (Gold) 2021

AIA Million Dollar Club Platinum 2019

Bachelor of Science in Finance



I have known Prem for over 5 years now and it has been a rewarding relationship. I was beginning to invest in Singapore back then and was a bit hesitant, he understood that and provided me with options that suited my needs and risk appetite at that time. Since then we have worked together to slowly chip away at the gaps in my financial needs and I must say I would not have done what I did without his guidance. His style is not very prescriptive, and he explains the why and what clearly including the risks and costs over the lifetime of the product. It is always good to meet him and I come away having learnt something even if I don’t take up what he has to offer. I wouldn’t hesitate to go to him or recommend him to someone for any investment decisions.


Prem is an Insurance Agent I’ve worked with for past 4-5 years now. He’s one of the most discreet, professional and trustworthy agents I’ve worked with. He’s very patient in trying to assess and understand client needs before offering any relevant products, he’s also very transparent regarding all costs, fees and risks to ensure we are very clear of what we are signing up for. He is patient and always willing to have an exploratory discussion with any potential client. I always recommend Prem to all my friends and acquaintances.

Get in Touch

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