SEAH BING ZONG JOEL

VICTOIRE-CO ORGANISATION
COWEALTH ADVISORY GROUP

I began my career in the financial advisory industry in January 2022, transitioning from a career as a social worker where I dedicated nine years to serving communities and individuals in need.

Growing up, I experienced firsthand the benefits of proper insurance planning when both of my parents passed away early due to critical illnesses. This personal history with insurance from the age of 17 profoundly shaped my understanding of its value, steering me towards a career where I could impart this essential safeguard to others.

One of the most memorable and rewarding experiences in my early financial consultancy career occurred during a roadshow — the challenging environment of facing numerous rejections was disheartening until the final day. In the last few hours, I met a young man eager to secure insurance for his wife and unborn child but was under the impression that his previous claims barred him from additional coverage. After several follow-up sessions, my colleague and I successfully extended his medical coverage significantly, which brought him immense relief and security. This achievement not only marked a pivotal moment in my career but also reaffirmed my commitment to making a tangible difference in people’s lives through informed financial planning.

Aaron Dylan Lim, a colleague and mentor, has been a significant influence in my career. Starting out in what seemed an intimidating sales role, I shadowed Aaron, absorbing his techniques and approaches. This mentorship drastically shortened my learning curve, equipped me with effective strategies, and bolstered my confidence, enabling me to serve my clients effectively.

For new financial consultants, understanding and solidifying your “why” is crucial. This industry, while rewarding, can also present numerous challenges, and a strong, personal motivation is essential for maintaining focus and overcoming potential obstacles. Your “why” not only motivates but also anchors your professional ethos and approach to client service.

Accolades

AIA FA Prestige Club (Titanium) 2024

Million Dollar Round Table 2024

TESTIMONIALS

MR LIM

Thank you so much Joel, your advice has brought much reassurance and balance to my family’s insurance portfolio. You’ve provided relevant recommendations which were practical for our concerns, and educated us to be acutely aware of navigating the sometimes confusing world of insurance policies. Many times after a meeting, my mother would share about your humbleness and ability to consider truly adequate solutions which was a far cry from our previous experiences. We were always looking for a warm, approachable, and accountable agent, and we found these qualities in Joel. Thank you!

MS HUANG

Joel sees himself more as a friend journeying with people he cares about and wants to help, rather than a financial advisor; the relationship built is never transactional but one that is personal. This is what I appreciate about Joel and hence I asked him to help me out in this area. He did his best to come up with an eventual plan that would cater to my needs and budget so that I am well protected in the years to come. Being patient and sincere is also his strength as he explained the various plans and answered my questions. I’m very grateful for his help!

MS WEE

Am very thankful to have a Joel as my financial advisor. He has been very patient with me – answering the many questions I have and when my investment plans had to be put on hold, he remained ever so patient and had not been pushy about the plans that we were exploring together. I trust that he has my interest at heart as he consistently reminds me to commit to what is within my means and life goals. Through him, I’ve also relearnt about the existing plans I have had from a long time ago and what to do to maximize the benefits. That also meant that he had to take the extra time and effort to read through and understand the other policies I had purchased with other companies. Not forgetting, he is a lobang king so I am sure I will not miss out on good deals!

MS TAN

In the past, I used to think that since I am young and healthy, there was not a need to get insurance as it was just a waste of money every month. However, I met Joel, who educated me on the importance of insurance and the different types of insurance plans. Through Joel, I have broaden my knowledge on insurance and my views on insurance has changed. He does not hard sell and recommended plans that are relevant for me. Eventually I took the step of obtaining the most essential insurance, Health Insurance from him. Joel provided concepts of the insurance in a way that was easy to digest and was also very patient in explaining to me the doubts i have. I am very glad to have him as my Financial Consultant as he is very professional, knowledgeable, sincere and easy to communicate with. In the future, when i decide to get more plans that I require, I would definitely trust Joel and continue my Insurance journey with him.

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