I first learnt about the financial services industry when I was a student in Nanyang Technological University majoring in Computer Science, where I decided to join as a student advisor in 2016, and eventually grew to love my job.

Driven by the boundless opportunities the field offers, I have gone on to win my first International Dragon Award 2020 – Bronze Dragon Award and a membership for the AIA Financial Advisers Prestige Platinum Club 2020 in my 4-year career thus far.


Listen empathetically.

As financial consultants, we should always practise active listening, so that we can better understand our clients’ concerns and better address their needs with our solutions. We are the bridge that translates their human needs to solutions using our technical expertise in the subject.


Strive to make lives better.

Making positive impacts to the lives around us is the cornerstone of our career and is the reason why many of us do what we do even though it is not the easiest career. My biggest goal is to simply make the lives of my fellow men better.


We solve problems.

Sometimes the job requires us to be fast and quick problem solvers, and we do that with integrity, competence and compassion. I used to be a swimming coach before joining the industry, and coupled with the problem solving skills I learnt from school, I believe these experiences contributed to who I am today.


AIA FA Prestige Club (Titanium) 2024 and 2023

AIA High Net Worth Prestige Club (Personal Wealth Manager) 2024 and 2022

AIA FA Prestige Club (Platinum) 2022 and 2020

Million Dollar Round Table 2024, 2023 and 2022

International Dragon Award – Bronze Dragon Award (Agent Category) 2024, 2023, 2022 and 2020

100 IDA Team Award 2024, 2023, 2022 and 2020

Associate Estate Planning Practitioner (AEPP®)

Bachelor of Engineering (Computer Science)



Francis has been my agent for the last 3 years and I am thoroughly impressed by his dedication to his clients. Right from day 1 he has always been going the extra mile, from meeting clients at their doorstep to being extremely prompt in his replies to queries. Francis is also very knowledgeable with regards to the insurance products in the market and he always places the needs of the clients first / Through our many interactions over the years, I have come to regard him as a personal friend.


Francis takes pride in his work. He listens with his heart, tailoring financial advice and providing solutions based on individual needs. He has demonstrated this through his strong relationships forged through his short 4-year stint with AIA.

He checks in with me occasionally to share his perspectives or updates in the insurance world, ensuring that I am aware of how this information may affect my financial planning. He is transparent and upfront with his advice, making sure that I have all the information I need to make an informed decision.

Francis is responsive and is quick to respond to my emails and phone calls. If he doesn’t have an immediate answer, he takes the follow up and provide a response within a reasonable timeframe.

Get in Touch

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