I am the youngest in a family of 4, my parents retired in their early 50s and that taught me first-hand the importance of proper financial and retirement planning. Prior to my financial advisory career, I studied marketing in SIM-RMIT.

Having joined the financial services industry when I was 21, I am now a 3-time Million Dollar Round Table member, 3-time International Dragon Award (“IDA”) – Bronze Dragon Award winner and a member of AIA Financial Advisers Prestige Platinum Club 2020. I was also part of Singapore’s first 100 IDA team in history to achieve the 100 IDA Team Award 2019.


Every policy is like a marriage.

And marriage is a lifelong commitment. As financial consultants, we must be committed to be the best for the people — our clients — who placed their trust in us. Every client that places their trust in you is a heavy commitment of service.


More than just a client-consultant relationship.

My biggest goal in my financial advisory career is to go through each and every milestone in life together with my clients, and to grow old and healthy together. I am looking forward to continuing these friendships even when we retire and enjoy our golden years together!


Provide as much value as possible.

Financial consultants must make an effort to know and understand each client, because they are all unique! Therefore, understanding what’s important to my clients well helps me provide the most suitable advice. After all, my mission is to help my clients plan well to the best of my abilities so they can live and retire well.


AIA Centurion Club 2024

AIA High Net Worth Prestige Club (Senior Personal Wealth Manager) 2024

AIA FA Prestige Club (Titanium) 2023 and 2021

AIA High Net Worth Prestige Club (Personal Wealth Manager) 2022 and 2019

AIA FA Prestige Club (Platinum) 2022 and 2020

Court of the Table 2024

International Dragon Award – Bronze Dragon Award (Agent Category) 2024, 2023, 2022, 2021, 2020 and 2019

100 IDA Team Award 2024, 2023, 2022, 2021, 2020 and 2019

Million Dollar Round Table 2023, 2022, 2021, 2020 and 2019

Associate Estate Planning Practitioner (AEPP®)

Associate Financial Planner (AFPCM)

Bachelor of Business (Marketing)



Trusting Bernice with my financial portfolio all these years has never been my regret. She does her best to answer ALL my queries and doubts that I have. Her expertise in this area has allowed me to develop a sense of assurance and security and I know my portfolio is definitely in good hands! In addition, she strives to assist me in any way she can and will update or advise me if there’s a better policy or additional converage that I should get. I can see myself trusting her in handling my child’s portfolio in the future too!


Bernice is professional, trustworthy and also responsive to her clients. All of the factors that make up a great consultant can be found in her, and that is why I have engaged her as my consultant


Bernice is my trusted, dedicated and passionate financial adviser who has greatly helped me in my investment and savings. She made me realise the importance of saving for my future and gave me new insights to investment. She had given me valuable advice during our financial reviews and is well engaged with her clients to assure that she will always be there to render her advice and assistance. Kudos to Bernice for her passion and professionalism! I will surely recommend her to my friends when they need financial advice


Bernice is a very experienced financial consultant as she proposed the best suited solutions to my concerns. She is also very knowledgeable and patient when it comes to any questions that I have!

Get in Touch

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1800 248 8000


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