TAY YU SIONG PHILBERT

My decision to enter the financial advisory field was deeply personal, driven by experiences close to home. I saw firsthand the benefits of life insurance when a good friend from secondary school was a beneficiary, and I personally suffered from poor risk planning when I had no accident or hospital plan to cover the costs of my own surgery. This experience was financially and emotionally taxing, as I had to pay out of pocket for the entire procedure and associated post-surgery costs, and I endured a long wait for surgery while staying in a C ward. This ordeal solidified my commitment to ensuring that no one else has to endure such hardships due to inadequate planning.

One of the most rewarding moments in my young career occurred when a client expressed her gratitude for my work, telling me that because of my advice, she could focus solely on her recovery without financial worries. This feedback was profoundly satisfying and underscored the impact of my role.

Initially, my career goal was to achieve the prestigious MDRT, a milestone I reached in my first year. Having achieved this early goal, I have shifted my focus to continual improvement, aiming for constant growth and getting 1% better every day. My current ambition is to ensure sustained growth in my business year over year, striving to enhance my professional skills and expand my impact on clients’ lives.

Accolades

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