I became a financial consultant when I was a second-year student at the National University of Singapore, as I relished the idea of earning a living and fully supporting myself while studying in university. This, in turn, gave me that added motivation to pursue this as a career. Experiencing the way this career is able to deeply impact others with my work, by educating and helping others in their financial planning, further motivated me to join this career. I have not looked back since then.

Familial support is important.
My parents have been my greatest role model and influence in my career as a financial consultant, and without their support, I would not have been able to achieve this much thus far.

Translating passion into action.
My passion for education has allowed me to translate the same passion to providing financial advice to my clients. As much as I believe everyone should be well-educated, we should also possess adequate financial literacy to see us through life without worries.

Perfect your craft.
My biggest career goal is to connect with and impact 1,000 lives through the work that I do as a financial consultant. I care deeply about perfecting my craft and having the willingness to share with others what I have learned and assist them in implementing financial solutions that will solve their needs both for the present and future. Conduct yourself honestly and sincerely, and I believe that there is a great value you can provide to others, in turn, you’ll be on your way to succeeding in this industry.


AIA FA Prestige Club (Titanium) 2024, 2022 and 2021

AIA FA Prestige Club (Gold) 2023

Million Dollar Round Table 2024, 2023, 2022 and 2021

International Dragon Award – Bronze Dragon Award (Agent Category) 2022 and 2021

100 IDA Team Award 2022 and 2021

Bachelor of Business Administration (Accountancy) (Honours)

Bachelor of Social Science (Economics) (Honours)

Diploma in Personal Financial Planning (Dip Sci, DPFP)

Associate Estate Planning Practitioner (AEPP)

Institute of Banking and Finance Advanced (IBF Advanced, Level 2)


Joseph Ng

Karl is a friend-visor (friend+advisor) who is impartial regardless of whether you buy products from him. He gives honest advice and values feedback. He is open to challenging questions and does his research with data to back up his finding instead of just hearsay. He also treasures the partnership in this wealth building journey and is not blinded by short-term gains. A person with strong positive values and trustworthy to work for long term.


Karl is well versed in his field of financial literacy and is able to provide a clear overview of financial concepts in a concise and simple to understand manner. Most importantly, Karl is a passionate educator at heart, he believes in the spirit of giving and sharing his vast knowledge with others. He is someone who is trust worthy and sincere in carrying out his duty and constantly seeks to better hone his skills and knowledge for others. He carries strong values and is someone I fully trust as an advisor.

Get in Touch

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