I entered the financial industry in August 2018, transitioning from banking to becoming a financial consultant at AIA in December 2022. My journey into this field was motivated by my personal experiences growing up in a family that lacked proper financial planning, which often led to financial strains affecting relationships.

This background drove me to pursue a career where I could make a meaningful difference in the lives of others who faced similar challenges, helping them secure their financial futures, which in turn fulfills my own professional and personal goals. The flexibility and control over my time that this career offers are additional benefits that I deeply value.

One of my most rewarding moments came in 2021 when I set a personal goal to achieve my first MDRT within six months, and I succeeded. This achievement reinforced my belief in the power of the human mind and the importance of maintaining peak physical condition to achieve one’s goals. It was a testament to the magic that results from hard work, discipline, and a clear understanding of what achieving your goal truly means.

What keeps me motivated in this career is not only the financial rewards but also the trust my clients place in me to help secure their financial objectives. This trust is both a privilege and a responsibility that drives me to continually strive for excellence.

Being a financial consultant has significantly enhanced my personal growth, particularly in developing resilience in the face of challenges. This newfound quiet confidence has positively impacted all areas of my life, helping me to navigate various situations with grace and effectiveness.

Humility is the most important trait for anyone in this profession. Success in financial consulting requires an ongoing commitment to learning — both in terms of knowledge and skills — and being open to feedback from clients, mentors, and colleagues.

For those considering a career in financial consulting, it’s not going to be easy, but it will be immensely rewarding. Choose a mentor whose values and vision align closely with your own, and prepare yourself for a challenging yet fulfilling journey.

In recruitment, I look for individuals who are eager for growth and determined to succeed in life. This trait is crucial for anyone looking to make a significant impact in the financial advisory field and to truly win at this profession.


AIA FA Prestige Club (Titanium) 2024
Million Dollar Round Table 2024
Bachelor of Science, Finance


Charlene L

As a longtime friend, I know how much Michelle cares about her people & how much integrity means to her. She is committed and takes pride in her work. It shines through in the way she explains and recommends products well suited to my needs. I like the no nonsense yet non-pushy way she communicates in her presentation, which inspires trust. She is also very prompt in providing updates so I feel well taken care of.

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