I started my career in a bank as a financial consultant, and over the course of my work, I learned a lot through my clients about their needs and goals. Their experiences with holistic planning through insurance helped shape my understanding and belief that it can be an effective tool in a myriad of circumstances. It also helped chart my career in a different direction, which would eventually turn out to be with AIA today. I feel fortunate to have this career as a financial consultant, which allows me to impact lives I would not have otherwise been able to in a different career.

Dare to dream big.
My manager has greatly influenced and inspired my career. He personally recruited me in his early days. I witnessed his persistence and tenacity to dare to dream big, and that continues to inspire me every day.

Firsthand experience with the importance of financial planning.
I was diagnosed with Type 1 Diabetes in 2017. I only found out after a trip to the emergency room after almost collapsing at work. It was an ordeal being hospitalised and finding out that I have a chronic illness that requires medication for life. But I was also thankful that my finances were not adversely affected during this period because my insurance was in place. This was entirely credited to my insurance agent and current manager, Caleb. He helped me understand early on the importance of financial planning. Witnessing quality planning and eventually being a beneficiary of insurance has certainly helped shape my conviction towards providing quality financial advice to my clients. Even though I am no longer insurable, I am glad that through me, my clients can better understand the importance of insurance.

Listen from your heart and think with your head.
By building long-term relationships with your clients, you build a friendship that tells them that they will never need to walk this financial journey alone.


AIA FA Prestige Club (Titanium) 2024 and 2022

AIA FA Prestige Club (Platinum) 2021

Million Dollar Round Table 2021

International Dragon Award – Bronze Dragon Award (Agent Category) 2021

100 IDA Team Award 2021

Chartered Financial Consultant

Bachelor of Commerce

Associate Financial Consultant (AFC)

Associate Estate Planning Practitioner (AEPP®️)


Chadwick and Family

Paul has been my friend and agent for more than 3 years now. I’ve known him since my university days. He has always listened to what we are looking for and craft meaningful solutions that would suit our needs. He also handles my family insurance policies too and I’m happy to recommend him to anyone who is looking for a quality advisor.

Xin Yi and Family

Paul has been my agent for more than 5 years now. He was my husband’s friend and we thought it would be convenient to allow someone we know to handle our family insurance. He is very efficient, he has helped me process my claims quickly many times and without hassle. He is also attentive in understanding our concerns and budget. I would recommend him to whoever is looking to buy insurance.

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