Melissa is a sincere, patient and professional financial consultant. She attends to my endless questions about the various financial products and strategies. As a busy mum and working adult, I sometimes face problem remembering the details. Yet, she always prepare post-appointment summary and recap the content with me patiently. She is also capable of giving well-rounded analysis and sound advice. You will get the feeling that she sincerely cares for not just your well-being, but also your loved ones’ unlike just pushing for sales.